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Here are our top 20 money goals for 2020. Happy New Year!

Top 20 Money Goals for The New Year

These are the top 20 money resolutions for the new year. I reached out to the top personal finance bloggers to get their suggestions of what money goals should make it on your list. Here’s the verdict straight from the pros. 1) Max out your IRA 2) Pay off Debt 3) Be self-aware with money 4) 6 month emergency fund 5) Start with a $1,000 emergency fund 6) Max out HSA 7) Start investing 8) Boost your income 9) Automate it. 10) Save more than you spend. Read More

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Finance for a New Generation | Nav.igator Spotlight

“I realized how difficult some of the other sites were to understand. So many sources really get into the nitty gritty, while many people need a broad overview to start their journey. Instead of talking about how to choose investments based on fundamentals or technical indicators, I started with the most basic investment: index funds! After I had a few people message me saying how easy it was to understand how a credit score is calculated after reading one of my posts, I knew I couldn’t stop anytime soon.” Read More

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Let FREEdom Ring with the Nav.it Money App

Let FREEdom ring with the Nav.it Money App. Manage money better with tools that help you recession-proof your finances and do more of what you love (even during a pandemic.) Read More

WPP Fellow and Talent Manager at Essence, Francisca Posada-Brown

Boss Moves

Navigator Spotlight: Francisca Posada-Brown

In this edition of Nav.igator Spotlight, we spoke to Francisca Posada-Brown who is part of the WPP Fellowship, a three-year leadership program designed to give fellows experience across a range of marketing disciplines. For her that means working in a range of locations, which you better believe means she is nav.ing different money mindsets along the way. Right now she is working as a Talent Manager at Essence in New York, a role that describes as fulfilling her daily purpose of empowering others to be their best. Read More

The whole goal of the 52-week money-saving challenge is to keep it so simple that anyone can save money.

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How this 52-Week Challenge Helps You Save over $1,300

For most people, $1,378 is a lot of money. If you are just starting your financial life out, that basically becomes your starter Oh Shit Fund or your emergency fund. If you are past your Oh Shit Fund, you can use that savings to help you pay down debt. Or if you’ve got both of those things covered, this can be used as an extra savings to help you travel the world. Whatever your goals are, almost $1,400 can go a really long way. So if you’re looking for an easy activity to stash some extra cash, let’s get started. Read More

Here is how we can all go into 2020 while tidying up our finances like Marie Kondo..

Healthy Money Moves

How You Can Tidy Up Your Finances in the New Year

Looking for a Kondo approach to cleaning up your finances, managing money better, improving your financial fitness and decreasing financial stress? These four steps will put you on the path to a secure and confident future. Read More

Create a plan for budgeting that will start you on the path to managing your personal finances.

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How to Simplify Your Financial Life with a Budget

Compound interest is interest-on-interest. For example if you have $100, and the interest rate is 5 percent per month, you would earn $5 in interest and a total of $105 in your account. In the next month, you would earn 5 percent on the $105 for a new total of $110.25, and so on and so forth, earning interest on the new balance each month.

Healthy Money Moves

How Compound Interest Helps and Hurts Your Financial Health

Erin Papworth, founder of personal finance app Nav.it. She thinks of the financial world in three buckets: 1) banking products, 2) debt, and 3) investments.

Blog Healthy Money Moves

Why You Should Think about Money Management in 3 Categories: Banking, Debt, and Investments

It took me a while to sort through all the financial products, services, and mayhem that seems to inundate you when you start to really think about your money. From what I’ve heard from other people in finance, we just need a better way to think about money management. My brain likes categories so I started to think of all of the nebulous products in three categories, and realized it’s also how the financial world is organized: 1) banking products, 2) debt, and 3) investments. Read More

Healthy Money Moves Real Talk

Bring the F.I.R.E. this 4th of July—A Guide to Financial Independence

I know, it sounds impractical. Aren’t we supposed to work until we’re ancient? But I’m here to share the skinny on how you can cut years off your 9-to-5 and go get that tan on the beach in the Bahamas instead (again, this is not fake, keep reading).What does it mean to be on F.I.R.E.? Read More