Do you really need travel insurance? Here's what you should know. Read More
When I celebrated my 30th birthday, I spent a lot of time in reflection for my past and present, and started planning for the future. Inspired by this milestone birthday, I wanted to share financial advice I wished I had received in my 20s, so you, my younger sisters, can set financial goals for your 20s. Read More
Ever know someone who bought a timeshare vacation-home? Well a mutual fund is kind of like a timeshare of 100 (or 500 or 2,000) different properties that you, and everyone else who buys into them partially owns. Except instead of vacation homes, its an aggregation of many different investments (like a collection of stocks from 100 different tech companies). Let's talk to pros and cons. Read More
Have you got some money stashed away for a rainy day? If you’re like me, you may be sitting on some spare dollars you were gifted throughout the years. Maybe it’s acting as your Emergency Fund or maybe it’s just another account that came with your checking account. Do you know what the APY (annual percentage yield) on that savings account looks like? If you’re using your big bank’s savings account (like Wells Fargo, Bank of America, etc.), you’re likely seeing a percentage around .09. That’s not exactly providing you with some extra fun money. But what if I told you that you could get a lot more bang for your bucks with a high-yield savings account? On average these accounts pay you just under 2 percent interest on your money each year. After all, shouldn’t our money do some of the work for us? Read More
Here are 10 good habits that I have found helpful in making my financial life run more smoothly. And they're the ones you can do without a lot of lift! We all have to start somewhere. Read More
In this edition of Nav.igator Spotlight, we spoke to Francisca Posada-Brown who is part of the WPP Fellowship, a three-year leadership program designed to give fellows experience across a range of marketing disciplines. For her that means working in a range of locations, which you better believe means she is nav.ing different money mindsets along the way. Right now she is working as a Talent Manager at Essence in New York, a role that describes as fulfilling her daily purpose of empowering others to be their best. Read More
Financial Mindfulness is being aware of your mental and physical state with money. Oftentimes, we operate with our subconscious. These behaviors are familiar and safe. Before creating a financial plan for myself, I continued to get payday advances because they were familiar. It was subconscious and I was oblivious to the harm my habits were causing. However, once I decided to change, I became conscious and mindful of my behaviors. I wrote out everything that needed to change with my finances and changed one thing at a time. Read More