Financial Mindfulness is being aware of your mental and physical state with money. Oftentimes, we operate with our subconscious. These behaviors are familiar and safe. Before creating a financial plan for myself, I continued to get payday advances because they were familiar. It was subconscious and I was oblivious to the harm my habits were causing. However, once I decided to change, I became conscious and mindful of my behaviors. I wrote out everything that needed to change with my finances and changed one thing at a time. Read More
It has been eight months now since we began our debt-free journey. It is Labor Day weekend and my husband is away working. This is just another sacrifice in a long list of them since we started paying down debt. I keep reminding myself that if we sacrifice time now, we’ll have that much more time together later. Read More