We fear what we don’t understand, but scared money don’t make money. We all need to face that fear and understand some foundations of how money works. Read More
I have decided that I will make some new year practices for myself to become financially confident and resilient in 2021. Here are a few things that we can practice within the new year: financial literacy, managing my mindset, practicing saving, and building credit. And I'll be doing it all with a little help from the money tracking app, nav.it Read More
Our immigrant family always talks about what job you should have, who you should marry, and even how many kids you should have, but they seem to leave out the money management part. Read More
I’m not here to judge anyone for a lack of financial wisdom: shit, I’ve got miles to go myself. There were things I didn’t know about retirement planning until this year – that’s ten full wasted years from my first paycheck. I’ve missed out on large chunks of change simply by “living life” instead of putting individuals who knew better in place to assist me. I didn’t know any different: just some dumb kid from India that showed up and got lucky.
Yet now, knowing what I know – knowing that my peers have availed double-digit growth rates while I’ve been dragging my feet makes me wonder what else they know that I don’t. What do legacy systems afford you that the individual, especially a person who is in the midst of struggle, doesn’t have access to? Read More
I was one year out of grad school with about $60,000 in student loans. I had another $10,000 in consumer debt, which can be attributed to poor money management skills and an obstinate will to live above my means....It also took me around 3.5 year to pay back all of my debts - to undo decisions that took all of 3.5 seconds to make. Whether or not that seems like a long time may be a moot point. The real struggle was - and is - the emotional tool that debt had on me. Read More
Nav.igator Emily Korteweg considers retirement and the wealth gap, her motivation for financial independence and Nav.it principles of FREE (financial resilience, empowered early) as an accessible, achievable goal for all. Read More