Tools for success while paying off debt: a great app, a plan for paying down the principal, living debt free, and stay motivated with your WHY. Read More
Here are some of the tips I took advantage of to pay down my debt so quickly. Read More
We’ve heard it time and time again: money can’t buy you happiness. And while that may be true, life is a whole lot easier if you have money and you know what to do with it. Responsible money management isn’t exactly sexy or wildly fascinating, but the life it affords you can be both of those things. So here’s to a sexy and wildly fascinating 2020 because if you live by these four financial principles, you’ll manage your money a whole lot better than ever before. Read More
To summarize, an overall strategy can help you avoid these pitfalls. Be in the best financial position possible or any life or economic circumstance with these 4 steps:
1) Install or maintain a financial safety net for life’s biggest financial risks, to include (but not limited to) disability, death, divorce, unemployment, or lawsuit.
2) Save/invest 15-20% of your annual before tax income.
3) Reduce taxes and debt.
4) Spend the rest without shame or guilt. Read More
My generation gets a lot of criticism for living at home, but I have a whole new level of respect for those who choose to do it and come out of it in a better financial place. Take it from someone who has done it. The sacrifices are worth it. Read More
Paying down debt seems straightforward: you borrow, you pay back, you don’t owe anymore. Yet, the average American household owes $137,063 in debt, and that total jumps to about $13 trillion in debt when including all U.S. consumers.
Fear not: Debt isn’t a death sentence dooming you to a lifetime of ramen while living in your mom’s basement. A simple strategy can help you pay off debt efficiently. Better yet, a strategy can set you up for financial success in the future. Debt snowballing is one such strategy. Read More
Make these money moves to thrive in a career you'll love. Here are 10 ways to start over in a career you love. Read More
What are the costs of debt? Thousands of dollars in interest
Hours of lost sleep
Stress levels that not even wine can cure and the most costly…Your freedom.
It took me years to figure out that debt was stifling my growth. I didn’t even know I had problem until it hit me in the face – rather abruptly too. Okay, let’s get down to business.
This is exactly what I did to pay off $30k in 10 months. Read More
It took me a while to sort through all the financial products, services, and mayhem that seems to inundate you when you start to really think about your money. From what I’ve heard from other people in finance, we just need a better way to think about money management. My brain likes categories so I started to think of all of the nebulous products in three categories, and realized it’s also how the financial world is organized: 1) banking products, 2) debt, and 3) investments. Read More
I wish I could say the reason we started this process was some enlightened drive to build wealth, but the truth of it is, like many others we were suffocating under the weight of our debt. Read More