Make these money moves to thrive in a career you'll love. Here are 10 ways to start over in a career you love. Read More
It took me a while to sort through all the financial products, services, and mayhem that seems to inundate you when you start to really think about your money. From what I’ve heard from other people in finance, we just need a better way to think about money management. My brain likes categories so I started to think of all of the nebulous products in three categories, and realized it’s also how the financial world is organized: 1) banking products, 2) debt, and 3) investments. Read More
I wish I could say the reason we started this process was some enlightened drive to build wealth, but the truth of it is, like many others we were suffocating under the weight of our debt. Read More
What are the costs of debt? Thousands of dollars in interest
Hours of lost sleep
Stress levels that not even wine can cure and the most costly…Your freedom.
It took me years to figure out that debt was stifling my growth. I didn’t even know I had problem until it hit me in the face – rather abruptly too. Okay, let’s get down to business.
This is exactly what I did to pay off $30k in 10 months. Read More
Here are some of the tips I took advantage of to pay down my debt so quickly. Read More
I made a lot of mistakes in dealing with money. Some of the worse ones involved dealing with creditors and things in collections. I was so annoyed and scared by the phone calls I was getting. I was quick to kick phone calls to voicemail, and never touched the mounting STACKS of unopened bills. I let my fear paralyze me.
Here are some things I wish I knew back when creditors kept calling. Read More
When I celebrated my 30th birthday, I spent a lot of time in reflection for my past and present, and started planning for the future. Inspired by this milestone birthday, I wanted to share financial advice I wished I had received in my 20s, so you, my younger sisters, can set financial goals for your 20s. Read More
To summarize, an overall strategy can help you avoid these pitfalls. Be in the best financial position possible or any life or economic circumstance with these 4 steps:
1) Install or maintain a financial safety net for life’s biggest financial risks, to include (but not limited to) disability, death, divorce, unemployment, or lawsuit.
2) Save/invest 15-20% of your annual before tax income.
3) Reduce taxes and debt.
4) Spend the rest without shame or guilt. Read More
We’ve heard it time and time again: money can’t buy you happiness. And while that may be true, life is a whole lot easier if you have money and you know what to do with it. Responsible money management isn’t exactly sexy or wildly fascinating, but the life it affords you can be both of those things. So here’s to a sexy and wildly fascinating 2020 because if you live by these four financial principles, you’ll manage your money a whole lot better than ever before. Read More