What are the costs of debt? Thousands of dollars in interest
Hours of lost sleep
Stress levels that not even wine can cure and the most costly…Your freedom.
It took me years to figure out that debt was stifling my growth. I didn’t even know I had problem until it hit me in the face – rather abruptly too. Okay, let’s get down to business.
This is exactly what I did to pay off $30k in 10 months. Read More
If you happen to stumble upon (or crash violently into) some debt, know that you’re not (at all) alone. And you’re not stuck. We’ve done some research into the best methods for paying down credit card debt so you don’t have to, and found a few key methods to consider. So let’s get started. Read More
Paying down debt seems straightforward: you borrow, you pay back, you don’t owe anymore. Yet, the average American household owes $137,063 in debt, and that total jumps to about $13 trillion in debt when including all U.S. consumers.
Fear not: Debt isn’t a death sentence dooming you to a lifetime of ramen while living in your mom’s basement. A simple strategy can help you pay off debt efficiently. Better yet, a strategy can set you up for financial success in the future. Debt snowballing is one such strategy. Read More
Here are some of the tips I took advantage of to pay down my debt so quickly. Read More
In a partnership, finances can often be a source of contention. The key to avoiding this is to recognize that you and your partner are a team, working together towards common goals and supporting each other in reaching your individual goals. It’s not a contest between the two of you. Open communication and an understanding of what you are each working for is necessary for the team to flourish. Read More
Whether you're expecting, adopting, or recently delivered we know you have a lot of questions about nav.igating financial resources. Set yourself up for success with these 8 must-have tips! Read More
I made a lot of mistakes in dealing with money. Some of the worse ones involved dealing with creditors and things in collections. I was so annoyed and scared by the phone calls I was getting. I was quick to kick phone calls to voicemail, and never touched the mounting STACKS of unopened bills. I let my fear paralyze me.
Here are some things I wish I knew back when creditors kept calling. Read More
We’re not telling you to make a resolution. We’re here to increase your odds of succeeding and improving your financial resilience with a plan. Here are the 6 simple steps to increase your financial security and resiliency in the New Year. Read More
These are the top 20 money resolutions for the new year. I reached out to the top personal finance bloggers to get their suggestions of what money goals should make it on your list. Here’s the verdict straight from the pros.
1) Max out your IRA
2) Pay off Debt
3) Be self-aware with money
4) 6 month emergency fund
5) Start with a $1,000 emergency fund
6) Max out HSA
7) Start investing
8) Boost your income
9) Automate it.
10) Save more than you spend. Read More