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How to Spread Joy This Season Without Breaking Your Holiday Budget

Tis the season to potentially rack up quick credit card debt (if you’re already in that boat, read this) in an attempt to shower your family and friends with gifts from their wish lists. Check out these tips that’ll help you keep your holiday street cred without maxing out those credit cards, and breaking your holiday budget. Read More

Debt snowballing is a method of paying off debts one at a time, from smallest to largest, regardless of interest rate.

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What is the Debt Snowball Method?

Paying down debt seems straightforward: you borrow, you pay back, you don’t owe anymore. Yet, the average American household owes $137,063 in debt, and that total jumps to about $13 trillion in debt when including all U.S. consumers. Fear not: Debt isn’t a death sentence dooming you to a lifetime of ramen while living in your mom’s basement. A simple strategy can help you pay off debt efficiently. Better yet, a strategy can set you up for financial success in the future. Debt snowballing is one such strategy. Read More

Picture an avalanche, in which the highest peak begins crumbling toward the ground. The debt avalanche repayment method follows a similar trajectory.

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What is the Debt Avalanche Method?

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How to Choose A Credit Card

We break down the basics of credit cards so that you can leverage it before signing up. Read More