credit card debt

I was one year out of grad school with about $60,000 in student loans. I had another $10,000 in consumer debt, which can be attributed to poor money management skills and an obstinate will to live above my means....It also took me around 3.5 year to pay back all of my debts - to undo decisions that took all of 3.5 seconds to make. Whether or not that seems like a long time may be a moot point. The real struggle was - and is - the emotional tool that debt had on me. Read More