How to Save $1000 in 3 Months

With rising prices on everything from groceries to rent, and increased economic uncertainty with more and more reported lay-offs, saving money can feel pretty challenging and urgent. But having money set aside for emergencies or achieving your financial goals is still within reach. You just have to get really strategic if you want to save $1000 in 3 months.

With a little bit of planning and determination, anyone can save $1000 in just three months.

Why a 3 month timeline is so important

Setting a timeframe is key if you’re looking to save up some money. A specific goal will help you stay on track and stay motivated.

Here’s why a timeframe is essential when it comes to saving money:

1. It gives you a deadline to work towards.

When you’re trying to save money, it can be easy to get sidetracked. Having a specific deadline will help you stay focused on your goal.

2. It keeps you accountable.

If you’re trying to save money without a timeframe, letting yourself off the hook is easy. But if you have a specific goal in mind, you’ll be more likely to stay on track.

3. It makes your goal feel more achievable.

When you’re trying to save a large amount of money, it can feel overwhelming. But if you break your goal down into smaller chunks and set a timeframe for each, it will seem much more manageable.

That being said, saving $1000 in 3 months doesn’t have to be difficult. With a little bit of planning and determination, anyone can reach their savings goals.

Here’s how to save $1000 in 3 months:

Image of a cell phone showing a payment of $91.07 to Dog Gone Holistic Monday, 21 June. The text above the image reads Transaction Swiping. Track what you spend. *Fall in love* with your progress.

There are a lot of things that you can do in order to save $1000 in three months, but the first thing you need to do is come up with a plan. This plan should include finding ways to cut back and earn more.

One of the best ways to save money is to review your spending.

First, take a close look at your spending habits. You could download your monthly statements, keep all of your receipts, or use a money tracking app like

Once you have a system in place for reviewing and reflecting on your spending, ask yourself a few questions.

Where are you spending most of your money? Is it on unnecessary? Or are they aligned with your values? If so, cut back on these expenses and start putting that money into savings.

Finding ways to cut back in order to save

You can save money by cutting back on unnecessary expenses. For example, if you eat out regularly, you can start cooking more meals at home.

According to research by the University of Minnesota, people who eat out three times a week spend almost twice as much as those who cook at home, making this a major unnecessary monthly expense.

So next time you’re tempted to order delivery or stop at a fast food joint, think of your monthly budget. Instead, try preparing a meal at home and save some serious cash within a short period.

If you have a gym membership that you never use, you can cancel it.

You can also cut your cable bill

Cable television bills can add up quickly, especially if you watch a lot of shows or channels.

While many people enjoy being able to catch up on their favorite programs whenever they want, others find themselves paying too much for what they watch. If this sounds familiar, then you should seriously consider cutting the cord.

There are plenty of streaming options available today, including Netflix, Hulu, Amazon Prime Video, and Sling TV. All of which are more affordable than cable. But try to stick to one if you can; otherwise, the costs will add up for these too.

Image of an old, tube TV in a slightly rundown corner of a room. The overlaid text reads Does cutting cable actually save money. The read now button links to the article How to Keep Electric, Water, and Other Utility Bills Down.

Review your subscriptions and bills for savings that adds up

It’s no secret that most people don’t love reviewing their monthly bills. After all, who wants to see just how much money they’re spending each month? However, there are some very good reasons you should take a close look at your monthly bills – especially if you’re trying to save money.

The bills section of the app showing a calendar of paid and unpaid recurring bills for the month of August.
Text above reads; Plan for Every Payment. No surprise bills. No paying for unused subscriptions. Track your monthly bills with

One of the biggest reasons to review your monthly bills is to ensure you’re not overcharged for anything. It’s not uncommon for companies to make mistakes when billing their customers; if you don’t catch those mistakes, you could end up paying a lot more than you should. Reviewing your bills can also help you spot any unusual or unexpected charges that may have been made to your account. This can signify fraud or identity theft, and it’s important to catch those things as quickly as possible.

Finally, taking a close look at your monthly bills can also help you identify areas where you may save money. For example, if you notice that you’re paying for a service you no longer use, you can cancel it and save yourself some money each month.

According to this report by CNBC:

Consumers’ offhand guess of how much they spend monthly on subscriptions averaged $86, according to a survey commissioned by market research firm C+R Research. Yet when asked about subscriptions in specific categories, the actual amount was $219 on average — $133 more than estimated.

CNBC June 2nd, 2022

Reviewing your bills regularly can help keep your spending in check and ensure you’re not wasting money on things you don’t need.

Save on your monthly utilities

There are a few easy ways to save money on your monthly utilities without making any drastic changes. Here are a few tips:

  • Use natural light: Maximize the use of natural light during the day by opening blinds and curtains.
  • Get a smart thermostat: Smart thermostats can save you up to 30% on your energy bill, so it’s definitely worth the investment.
  • Use energy-efficient light bulbs: LED bulbs use less energy and last longer than traditional incandescent bulbs, so they’re a great way to save money.
  • Unplug electronics when you’re not using them: Even if your electronics are turned off, they still use energy if they’re plugged in. So be sure to unplug them when you’re done using them.
  • Use less water: There are several ways to use less water, such as taking shorter showers, watering your plants during the cooler hours of the day, and using a rain barrel to collect rainwater.
In this image, a woman is using a hand fan, while battling rising utility prices.

Shop around to save

You may already know about online shopping comparison engines such as PriceGrabber, but did you know that you can also compare prices on items directly within your browser?

Check out their Chrome extension (it works on Firefox and Safari browsers). This tool allows you to enter a product URL and it will return the best price you can find elsewhere.

Start couponing

Another great way to save money is to start couponing. Couponing can help you save a lot of money on groceries and other items that you use regularly. Many resources are available online and in print to help you get started with couponing.

Second, make a budget and stick to it. Determine how much you need to spend each month on essentials like rent, food, and transportation. Then, set aside money for your savings goal. Make sure you don’t dip into this fund for anything else!

Finally, one of the best ways to save $1000 in 3 months is to make extra money.

There are a lot of ways to make money these days, but not all of them are equal.

1) Start a Side Hustle

While driving for Uber or Lyft, may be one the most common side hustles to start, it’s not your only option for earning extra money.

Hustling is one of the most straightforward ways to make some money quickly. If you have a skill or hobby that people might pay you to do, you can start making money today by selling your skills online on platforms such as Upwork.

You might be surprised at the global demand for your skills. So leverage your strengths and have fun in the process!

A picture of Daniella Flores from I Like to Dabble. Text under the picture reads How to find a side hustle and why you should examine your spending habits first. Clicking the picture redirects to the Podcast episode featuring Daniella Flores.

2) Become a Virtual Assistant

To increase your monthly income, you could become a virtual personal assistant through companies like TaskRabbit or Zirtual.

These websites connect customers who need specific tasks done with “virtual assistants” – people willing to work part-time on projects.

You can find jobs across various categories, including administrative support, research, sales, marketing, writing, design, editing, and social media management.

3) Sell Stuff Online

Selling unwanted stuff can be a fast way to earn some extra money and build up your savings fund.

If you have old clothes in your closet, unused books lying around, or kids’ toys abandoned in their room, consider selling them online instead of letting them collect dust.

Websites like Poshmark, eBay, and Amazon let you set your prices, allowing you to maximize each item’s value. Then, when you’re done, you simply print out a shipping label, drop off your items, and collect your payment.

Moreover, clutter is also expensive. It doesn’t matter if you live in a tiny apartment or a sprawling mansion; clutter is costly. The average American spends over $100 per year cleaning their house, which adds to nearly $3,000 throughout a lifetime.

If you haven’t already started decluttering your home, now is a perfect time.

4) Get Paid to Take Surveys

Surveys aren’t just useful for earning rewards on airlines and hotel loyalty programs — they can also pay well.

Some survey sites will pay you to watch videos, play games, check in to locations, search the web, take surveys, and participate in contests. As long as you’re signed into your Google account when prompted, any site that uses the Google Display Network will show personalized ads on Google searches, Youtube, Maps, Shopping, etc.

Just be careful which websites you give access to your information because some will mine your personal information or sell it to marketers.

5) Rent Out Your Spare Space

If you have some extra room in your home, why not rent it out? While you could house hack and rent out an extra room, short-term rentals are another option.

Sites like Airbnb and FlipKey allow you to rent out an entire room or even your whole house for short periods. This is a really great idea if you live in a city or town where many tourists visit.

6) Use Rewards Programs

If you love shopping but hate the hassle of carrying around coupons, why not use a rewards program?

These programs let you build up points every time you have to go shopping. Then, you redeem those points for discounts at select retailers. Popular rewards programs include Ebates and Shopkick.

8) Start An Online Business

Starting an online business has never been easier thanks to platforms such as Shopify and BigCommerce.

With these services, you can set up a store, manage inventory, create custom designs, and more, all from the convenience of your own computer.

Plus, there are no startup costs – you don’t have to buy products or hire employees until your business starts generating revenue.

9. Offer your services as a tutor or online coach in your area of expertise.

This could be anything from math and science to English and history.

10. Start a pet-sitting business.

This is a great way to make some extra cash if you love animals and sites like Rover connect pet sitters and walkers with clients to streamline lead generation

The bottom line on saving $1000 in 3 months

There are so many ways to make money online today. But one thing remains true: You need to start with a plan.

Whether you choose to become a full-time blogger, launch a website, or earn extra income selling other people’s stuff, you must first decide what kind of financial goals you hope to achieve.

Once you do, you can begin creating a strategy that will help you reach it. Keep your savings goal in mind, and you’ll get there in no time.

What other ideas can you think of to save money fast? Have you tried any of these ideas yourself? Share your tips in the comments below. And if you need a helping hand managing this process, get in touch with us here at

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