When it comes to teeth, bad news can quickly become worse news if it is ignored. This can impact not only your smile, but also your wallet. Dr. Vacura talks ways to save in this article. Read More
It took me a while to sort through all the financial products, services, and mayhem that seems to inundate you when you start to really think about your money. From what I’ve heard from other people in finance, we just need a better way to think about money management. My brain likes categories so I started to think of all of the nebulous products in three categories, and realized it’s also how the financial world is organized: 1) banking products, 2) debt, and 3) investments. Read More
Budgets don't have to be restrictive and judgmental when you implement F.R.E.E. principles. Budget like a boss and find financial resilience, empowered early. Read More
Ever know someone who bought a timeshare vacation-home? Well a mutual fund is kind of like a timeshare of 100 (or 500 or 2,000) different properties that you, and everyone else who buys into them partially owns. Except instead of vacation homes, its an aggregation of many different investments (like a collection of stocks from 100 different tech companies). Let's talk to pros and cons. Read More
It has been eight months now since we began our debt-free journey. It is Labor Day weekend and my husband is away working. This is just another sacrifice in a long list of them since we started paying down debt. I keep reminding myself that if we sacrifice time now, we’ll have that much more time together later. Read More
Although Covid19 may have slowed the court process down, especially for evictions, remember the tenant is still responsible for paying rent and should make any and all efforts to do so. If you can't, here are ways to protect your rights. Read More
The never-ending question of ‘is sexy better than dependable?’ spans all of life’s greatest challenges: underwear, cars, spouses, and, yes, even stock market investments. When I invest, I prefer the cotton undies of stocks. That is, value stocks that provide slow growth but good income through dividends. My bestie, however, prefers to go after the sexy, lacey types, aiming to strike it rich with growth stocks that get all the media attention. Read More
As Coronavirus is officially declared a pandemic and sends markets on a rollercoaster ride, we're left to wonder: are we all f**ked? Read More
Planning Ahead: From Finances to Feelings, How Estate Planning Can Help You Cope with Loss and Grief
I want to highlight the lessons I learned as the almost-fiancé of a wonderful man who died too early, so others don’t make the same mistakes. Mistakes that I and those impacted by his death only corrected because we lost him, not because we were financially responsible. I highlight two main points: know their wishes and know their assets. Read More